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To be truly successful, businesses must employ the right key people. They are a company's most important asset and as such, they should be highly valued. The survival and prosperity of a business can be put at risk if a director or key employee suffers a critical illness. In the event of this happening, businesses need to have sufficient financial resources in place to find a suitable replacement and to assist the individual during his or her absence from work. The most cost effective way of doing this is for businesses to take out Director's Share Protection, Key Employee's or Partnership Share Protection cover. To attract and retain quality staff, businesses should also consider offering additional benefits such as private medical insurance and a group pension scheme. To ensure you have the right contract for your company or partnership, Click here, with your contact details and the nature of the enquiry. *Not all types of these products/services are regulated by the FSA. Watermead Financial Ltd is an appointed representative of Sesame Ltd, which is authorised and regulated by the Financial Services Authority (FSA). Sesame is entered on the FSA register, (www.fsa.gov.uk/register/)under reference: 150427 The advice and /or guidance contained within this site is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.