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People are living longer these days and none of us know whether we will require long term care as we get older. But we can make provisions for this possibility by planning ahead. Those of us with savings of more than £19,500* - including the value of our home - will have to bear most of the home care costs ourselves. *Tax year 2003 - 2004. However, sensible financial planning can protect the assets to be passed onto our children or grandchildren while helping to meet some or all of the costs of long term care. For individual solutions Click here, with your contact details and the nature of your enquiry. *Not all types of these products/services are regulated by the FSA. Watermead Financial Ltd is an appointed representative of Sesame Ltd, which is authorised and regulated by the Financial Services Authority (FSA). Sesame is entered on the FSA register, (www.fsa.gov.uk/register/)under reference: 150427 The advice and /or guidance contained within this site is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.